H.A.R.P Loans

Home H.A.R.P Loans

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HARP Loans

The government’s Home Affordable Refinance Program (HARP) has expanded to allow more homeowners to refinance if you:

  • Currently owe more on your mortgage than your home’s current market value
  • Have private mortgage insurance
  • Have a Fannie Mae insured loan Have wanted to refinance but were told you didn’t qualify

This government program offers a low-cost refinance for homeowners in areas where prices have fallen and who meet credit history requirements. This program:

  • Allows refinances of up to 95% loan-to-value
  • Includes borrowers who currently have Private Mortgage insurance
  • Gives you the opportunity to lock into the security of a fixed-rate mortgage
  • Helps borrowers who have a good repayment history, but who have not been eligible for refinance due to falling home values